VISA Credit Cards

Telco's VISA is a credit card you can really live with. VISA logo

 Waived Annual Fee*
 No Fee For Balance Transfer*
 No Fee For Cash Advances*
 No Rate Increase On Cash Advances
 Earn points Every Time You Use Your Telco Credit Card or Debit Card
 And No Waiting - Get Your Card On The Spot!

Telco has the credit card you need. A VISA credit card from Telco offers competitive rates as low as 10.9%APR**.  You have the option to transfer your balance from another credit card too.

* Certain restrictions and qualifications apply.

** Rate subject to change. APR=Annual Percentage Rate.

Travel and Merchandise Awards

Many bank credit cards offer basic rewards points for travel or some limited merchandise. Telco's VISA Extra Awards program offers much more versatile options. Redeem your points for a gift card to use for whatever you want at over 70 top retailers, gas stations, 24 major restaurants, airfare to anywhere, rental cars, hotels, and more. Every time you use your Telco credit card or debit card, you'll earn points that can be redeemed online or by phone.

Basic accrual rules

Point Earnings:

 You earn 1 point for every $1.00 spent when you sign for purchases using your Visa consumer credit card.

 You earn 1 point for every $2.00 spent when you sign for purchases (NON-PIN) using your Visa consumer debit card.

Point Expiration:

 Your points are good for 60 months. If your points are not used within this time they will expire.

Maximum Points Allowed:

 There are no maximum point accumulations on your program.

Extra Awards Site 

For personalized service, call a service representative:

Awards Service and Redemption Center

Mon. - Fri. 9AM - 9PM (EST)

For 24 Hour Lost/Stolen Card Service Call 1-800-682-6075