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VISA Cards

Telco's VISA is a credit card you can really live with.

  • Waived Annual Fee*
  • No Fee For Balance Transfer*
  • No Fee For Cash Advances*
  • No Rate Increase On Cash Advances
  • And No Waiting - Get Your Card On The Spot!

Telco has the credit card you need. A VISA credit card from Telco offers competitive rates as low as 10.9%APR**. You have the option to transfer your balance from another credit card too.

To apply for a Telco VISA credit card, talk to one of our representatives in your local branch, on the phone at 828-252-6458, or use the online Loan Application.

Travel and Merchandise Awards

Is your VISA card giving you "Cash Back"?  Click Here and Look Again!  Many bank credit cards offer basic rewards points for travel or some limited merchandise. Telco's VISA Extra Awards program offers much more versatile options. Redeem your points for a gift card to use for whatever you want at over 70 top retailers, gas stations, 24 major restaurants, airfare to anywhere, rental cars, hotels, and more. Every time you use your Telco credit card or debit card, you'll earn points that can be redeemed online or by phone.

Log onto Extra Awards to see complete details of awards, or Click Here to download a flyer for a quick overview of the awards. For personalized service, call a service representative:

Awards Service and Redemption Center

Mon.-Fri. 9AM - 9PM (EST)

For 24 Hour Lost/Stolen Card Service Call 1-800-682-6075

*Certain Restrictions May Apply      **Annual Percentage Rate

APR is 10.9% variable. Rate is subject to change quarterly.