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Where Members Matter

Providing communities in Western North Carolina with affordable financial services since 1935.

Fraud Watch

Member Rewards Program
The more services you take advantage of, the more rewards you receive.
Car Shopping Made Simple
Put yourself in the drivers seat.  Shop the auto resource center.
My Telco Rewards
Everytime you use your Telco credit Mastercard, you'll earn points that can be redeemed online or by phone.