Online Banking

Manage your finances anytime, anywhere
  • Review deposits, loan balances, and transaction history
  • Transfer funds between Telco accounts
  • Transfer monies to and from other financial institutions
  • Take an advance on a line of credit
  • Set up single or recurring bill payments with e-notification
  • Receive your statements electronically

To sign up for Online Banking go to Member Login and click Register.

Mobile Banking

App store logo

Google Play logo


Remote Deposit

  • Remote Deposit Capture - Deposit checks with your iPhone and Android apps. Complete RDC form and return to branch to get started.

RDC Form

Bill Pay

Pay your bills online.

With Telco Bill Pay you have the convenience of setting up your bills to be paid within online banking or mobile banking, automatically, all in one place.

You can set up scheduled recurring payments, a one-time bill payment or pay a friend, without ever writing a check! For Bill Pay Support call 855-621-4786.


Pay Express-Online Payment Tool

Pay your Telco loans and credit cards.

Pay your Telco auto loan, personal loan, personal line of credit, mortgage loan, and/or credit card using an account at another financial institution. With our Online Payment Tool you can quickly make payments from our website... no need to log in to Online Banking!

It's easy!

  • Have your account and routing number from your other financial institution.
  • Locate the account number and loan ID for the Telco loan you are paying. (Call us at 828-252-6458 if you cannot find this information or click here for an example of a loan ID.)
    You will also need the last 4 digits of the primary account holder's social security number.
  • Click the 'Make a Payment' button below. No need to log in to Online Banking!
  • Enter the loan information and the external account information when prompted.
  • Authorize and submit your payment. It's that easy!

Log in to Pay Express Here.


Digital Wallet

Your device, your choice.

With a quick tap of your smartphone or smartwatch, you can use your Telco Mastercard® credit or debit card to pay at millions of store locations that accept mobile payments. You get all of the same benefits your card offers.

Whether you’re grabbing a quick lunch, picking up groceries or shopping for clothes, use your Telco Mastercard contactless-enabled device to pay at millions of store locations.

  • Google Pay- Fast mobile payments in-store and in-app with most Android™ devices already available
  • Apple Pay- The easy, secure and private way to pay in-store, in-app and on the web
  • Samsung Pay- Pay almost anywhere you can swipe or tap your card

Google Pay logo

Apple Pay logo

Samsung Pay logo

Google Pay is a trademark of Google LLC.  

Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

Samsung, Samsung Pay, Galaxy s7 and Samsung Knox are trademarks or registered trademarks of Samsung electronics co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.  Samsung Pay is available on select Samsung devices.  

All other trademarks, service marks, and product names used herein are the property of their respective owners.

Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. © 2019 Mastercard. All rights reserved. Mastercard, 2000 Purchase Street, Purchase, NY 10577.

Telco Teller

Telco Teller is as close as your phone.

Telco Teller is our telephone Audio Response Teller system. Use any Touch-Tone phone to access your accounts 24/7. It’s easy to sign up, it’s free, and it’s convenient.

Need to quickly access information about your account? Simply call 828-255-8006. If you did not sign up for Telco Teller at account opening, stop by your local branch and ask about this free service.

  • Verify account balances
  • Review account activity
  • Verify if a check has cleared
  • Transfer funds between authorized Telco accounts
  • Make loan payments
  • And More


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