Online Banking

Manage your finances anytime anywhere
  • Review deposits, loan balances, transaction history
  • Transfer funds between Telco accounts
  • Transfer monies to and from other financial institutions
  • Take an advance on a line of credit
  • Set up single or recurring bill payments with e-notification
  • Receive your statements electronically


Mobile Banking

  • Access accounts with any web-enabled mobile device
  • View account balances and transaction histories
  • Transfer funds between Telco accounts
  • Transfer monies to and from other financial institutions
  • Manage your online bill payments
  • Generate balance graphs and expense graphs

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Bill Pay

Pay your bills online.

With Telco Bill Pay you have the convenience of setting up your bills to be paid within online banking or mobile banking, automatically, all in one place.

You can set up scheduled recurring payments, a one-time bill payment or pay a friend, without ever writing a check! For Bill Pay Support call 855-621-4786.


Pay Express-Online Payment Tool

Pay your Telco loans and credit cards.

Pay your Telco auto loan, personal loan, personal line of credit, mortgage loan, and/or credit card using an account at another financial institution. With our Online Payment Tool you can quickly make payments from our website... no need to log in to Online Banking!

It's easy!

  • Have your account and routing number from your other financial institution.
  • Locate the account number and loan ID for the Telco loan you are paying. (Call us at 828-252-6458 if you cannot find this information or click here for an example of a loan ID.)
    You will also need the last 4 digits of the primary account holder's social security number.
  • Click the 'Make a Payment' button below. No need to log in to Online Banking!
  • Enter the loan information and the external account information when prompted.
  • Authorize and submit your payment. It's that easy!

Log in to Pay Express Here.


Telco Teller

Telco Teller is as close as your phone.

Telco Teller is our telephone Audio Response Teller system. Use any Touch-Tone phone to access your accounts 24/7. It’s easy to sign up, it’s free, and it’s convenient.

Need to quickly access information about your account? Simply call 828-255-8006. If you did not sign up for Telco Teller at account opening, stop by your local branch and ask about this free service.

  • Verify account balances
  • Review account activity
  • Verify if a check has cleared
  • Transfer funds between authorized Telco accounts
  • Make loan payments
  • And More


Additional Services

  • Remote Deposit Capture - Deposit checks with your iPhone and Android apps

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