Show Sellers You're Serious

Today's housing market is very competitive. In many instances a house will have multiple offers within hours of being listed. Be prepared with a preapproval letter before you start looking for your dream home.  A preapproval letter carries significant weight when home shopping. It shows how much you'll be eligible to borrow when you decide to make an offer on a home.

We Can Finance Your Next Home!

Telco is a full-service Mortgage Lender. We offer conventional first mortgages with a variety of terms from 5 to 30 years as well as other first mortgage options. Telco Community Credit Union also offers mortgage refinancing options for homeowners wishing to consolidate debt or lower their monthly mortgage payment.

Low Mortgage Rates Available*

A second mortgage can be useful to employ the equity in your home for, a purchase, debt consolidation, home improvement, college expenses or even a dream vacation. A second mortgage is a closed-end, fixed rate loan which allows you to go up to 80% of the value of your home, less your first mortgage balance. Second mortgages carry convenient terms of 60, 120 or 180 months. 



* Call 828-252-6458 for current mortgage rates.