Show Sellers You're Serious

Today's housing market is very competitive. In many instances, a house will have multiple offers within hours of being listed. Be prepared with a preapproval letter before you start looking for your dream home.  A pre-approval letter carries significant weight when home shopping. It shows how much you'll be eligible to borrow when you decide to make an offer on a home.

We Can Finance Your Next Home!

Telco is a full-service Mortgage Lender. We offer conventional first mortgages with a variety of terms from 5 to 30 years as well as other first mortgage options. Telco Community Credit Union also offers mortgage refinancing options for homeowners wishing to consolidate debt or lower their monthly mortgage payments.

A Full-Service Mortgage Lender With A Variety of Loan Programs at Competitive Rates:

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • Home Equity Loans
  • First-Time Home Buyer Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Manufactured Housing Loans
  • Land Loans
  • Construction Loans

Low Mortgage Rates Available*

A second mortgage can be useful to employ the equity in your home for, a purchase, debt consolidation, home improvement, college expenses or even a dream vacation. A second mortgage is a closed-end, fixed-rate loan that allows you to go up to 80% of the value of your home, less your first mortgage balance. Second mortgages carry convenient terms of 60, 120 or 180 months. 


* Call 828-252-6458 for current mortgage rates.