Our mission is to provide superior financial services in a friendly, professional manner; to encourage thrift, savings, and wise use of credit. We are dedicated to earning our members' trust and confidence by operating in an ethical and financially sound manner.
You may become a member of Telco Community Credit Union if you Live, Work, Worship, or Attend School in Alexander County, Avery County, Buncombe County, Burke County, Caldwell County, Catawba County, Cleveland County, Haywood County, Henderson County, Iredell County, Jackson County, Lincoln County, Madison County, McDowell County, Mitchell County, Polk County, Rutherford County, Transylvania County, Watauga County, Wilkes County, Yancey County or if you are an employee of one of our Select Employee Groups (SEG).
Joining the Credit Union is as simple as opening an account. This can be done at any of our local branches, or you can learn more and apply online. You only need a minimum $5.00 deposit into a Savings Account. That first deposit provides you with immediate access to the many products and services available at Telco Community Credit Union. Membership has its privileges and you retain those privileges throughout your life. Once a member, always a member! In addition, all relatives of current members can become members regardless of residency.
Telco is federally insured by NCUA. Deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund, a U.S. Government Agency.
A credit union is a member-owned, not-for-profit cooperative that is owned, managed and utilized by its member-owners. The Board of Directors is elected from and by the general membership and are unpaid volunteers. The members are both the “stockholders” and the “customers”. Therefore, any “profits” the credit union realizes are returned to the member-owners in the form of lower loan rates, higher savings rates, lower fees and stronger capital than for-profit, stockholder-owned and controlled banks.
At Telco, it's all about our members. Not only do we offer low interest rates and higher dividends but we also offer additional insurance options and investment services.
The Telco Charity Committee is proud to announce its annual contribution of $20,131 to the Telco Charity Fund. Through creative fundraising initiatives like silent auctions, raffles, candy and nut sales, and various events, the committee has significantly impacted the community.
The Telco Charity Fund, established with the core principle of "people helping people," is a vital safety net for Telco members facing unforeseen hardships. Whether it's a sudden medical expense, the sting of job loss, or another unexpected challenge, the fund provides essential support to our valued members.
We couldn't have achieved this success without the generous contributions from our members and staff, who donated time, money, and effort toward our charity fund.
This year's contribution also includes individual non-profit organizations selected by each branch manager and their staff. These selected non-profits hold a place that is near and dear to their hearts and every effort is made to help make a difference—collectively, Telco's 12 branches raised $13,177 for these worthy causes.
Telco donated an additional $6,000 to scholarship recipients and $500 to charity organizations.
Telco's overall fundraising efforts this year came to a total of $39,808.
Telco is a Ten-Time recipient of the Dora Maxwell Social Responsibility Community Service Award, recognizing outstanding activity in community support.
Telco Community Credit Union has provided financial services to communities in Western North Carolina for over 90 years. We were organized in 1935 to serve the employees of the Southern Bell Telephone System. Today, we are a community-chartered credit union serving 21 counties.
For a more detailed chronicle of our history, click here.
Telco Community Credit Union is a not-for-profit financial cooperative owned by its members. This means that as a credit union member, you are never a customer, but a full partner and owner. The credit union motto “People Helping People,” is demonstrated in every Telco Community Credit Union transaction. We promise each member personalized service and individualized financial attention.
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