Insurance Center

Member Insurance Center

In order to provide you with trusted quality products and services, Telco has joined with a team of insurance professionals to bring you the TruStage^TMInsurance Program. Insurance protection is part of a solid financial plan. From getting a good rate on car insurance to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you might need it. And along the way, you'll take comfort in knowing you're protected.

TruStage insurance products and programs help members protect what matters most. Backed by nearly 80 years of working in partnership with credit unions and their members, you'll find insurance for life, all kinds of vehicles, accidental death and disability, and home. TruStage offers straightforward information, real value and assurance.

And it's only for credit union members like you. That means you'll get competitive rates, helpful guidance without sales pressure and quality products trusted by Telco.

TruStage Auto Insurance

You want a quality product you can depend on with rates you can afford. On average, credit union members who switch save up to $427.96* on car insurance with TruStage. For auto insurance call 888.380.9287 or Click Here. Discounts on car insurance are available for:

Multi-car policies
Anti-lock brakes
Air bags, automatic seat belts
Even a good student discount
Plus you get:
24/7 claims service
24-hour Roadside Emergency Assistance*
Guaranteed repairs at newtwork shops

TruStage Life Insurance

What is life insurance? Life insurance is an important part of a financial safety net you can provide your loved ones in the event of your passing. Life insurance helps provide peace of mind, knowing that your beneficiaries will receive money, when they need it most. It pays your beneficiaries money, which can be used for any purpose. For Life insurance call 855.612.7909 or Click Here.

Provides cash for daily living expenses
Funds your children's education
Meets monthly mortgage payments
Protects your loved ones' future

TruStage Accidental Death and Dismemberment (AD&D)

To help you protect the people who matter most in your life, your credit union endorses TruStage™ Accidental Death and Dismemberment (AD&D) Insurance from CMFG Life Insurance Company. AD&D pays a cash benefit in the event of a covered injury or death due to an accident. AD&D insurance can supplement your life insurance. For AD&D insurance call 855.612.7910 or Click Here. And, it’s easy to get:

Acceptance is guaranteed for credit union members age 18 and over
No physical examination or health questions
Benefits can include:
A hospital benefit - helps pay for hospital stays
Inflation protection - coverage increases 5% every two years up to 25% total at no cost to you
Educational assistance - helps pay college expenses for children or spouse
Childcare assistance - helps provide childcare coverage

TruStage Home Insurance

Whether you live in a house or a high rise, you want reliable insurance protection at rates you can afford. The TruStage Home Insurance Program, endorsed by your credit union, is only available to credit union members. This TruStage program offers discounts, personalized service and fast 24/7 claims service (including holidays). You can even get Identity Theft protection—all at a price you can afford. Even if you already have insurance, a simple call could save you money. For Home insurance call 888.380.9287 or Click Here.

TruStage products and programs are made available through the companies of the CUNA Mutual Group. They have been providing insurance and financial services designed for credit unions and their members for more than 75 years, serving more than 13 million credit union members. TruStage™ is the marketing brand for the insurance products. The Auto & Home Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. Life and accidental death & dismemberment insurance is sold through CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Credit Insurance

Credit Insurance may make your loan payments when you can’t.

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected disability and covered life events could help protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms.

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP) helps protects our members against financial loss if a GAP-protected vehicle is stolen or declared a total loss, easing the financial burden by reducing or eliminating the difference between members’ primary insurance settlement and their vehicle loan balance on items directly related to the purchase of the vehicle. Interested in learning more? Call 828-252-6458 to speak with a Telco representative.

Mechanical Repair Coverage (MRC)

Drive with confidence, knowing you have Mechanical Repair Coverage.

With MRC you can enjoy many valuable benefits among which are:

Rental reimbursement: up to $35 per day (5-day maximum, 10-day maximum for parts delay); available on the first day of a covered repair.
24-hour emergency roadside assistance: up to $100 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance and lock-out service.
No out-of-pocket expense (except for any deductible): the administrator pays the repair facility directly for the covered repair.

Protect yourself from unexpected costly repairs when getting your auto loan – Talk to a Telco associate to find out what Mechanical Repair Coverage plan is right for you.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

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