Telco Community Credit Union Credit Mastercard® 

Get more from your credit card with  Mastercard from TelcoVISA logo

Telco has the credit card you will want to use for all your  purchases. A Credit Mastercard from Telco offers competitive rates as low as 10.9% APR
and a rewards program that is beyond extraordinary. Start using your card today and watch the points add up! You have the option to transfer your balance from other credit cards as well.

 Worldwide acceptance at over 52 million places

 No annual fee

 Contactless technology

 And No Waiting - Get Your Card On The Spot!

 

BENEFITS:


 Mastercard Global Service™ provides 24 hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs.*

 Mastercard Identity Theft Resolution Services provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft.*

 Mastercard Airport Concierge™ provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.*

 Zero Liability means that in the event that your card is used to make unauthorized purchases—whether made in a store, by phone, or online—you won’t be held liable.**

 Chip Technology improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.

 

SPECIAL PROGRAMS:


 Mastercard Golf provides discounted access to golf courses, complimentary grounds passes for PGA Tournaments, access to domestic and international golf travel packages.*

 Mastercard Priceless Cities Offers & Experiences offers unique access and special experiences so you can enjoy more of the cities you love.*

 My Telco Rewards lets you redeem points earned for merchandise, gift cards, travel, cash back and more. For more information see below.

 

For lost or stolen cards call 800-472-3272.

For more information on any of these services, call the Mastercard Assistance Center at 1-800-Mastercard:
1-800-627-8372, or en Español: 1-800-633-4466.

For questions concerning your account, contact Telco Community Credit Union directly , such as account balance, credit line, billing inquiries (including transaction exchange
rates), merchant disputes, or information about additional services call 828-252-6458 during normal business hours.

* Certain restrictions apply. See Guide to Benefits for details.

** Certain restrictions apply. See www.mastercard.us/zero-liability for details.

Mastercard, Priceless and the Mastercard brand mark are registered trademarks and Mastercard Global Service and Mastercard Airport Concierge are trademarks of
Mastercard International Incorporated, used pursuant to a license. All third party trademarks referenced herein are the property of their respective owners.

1Rate subject to change. APR=Annual Percentage Rate.

My Telco Rewards Program

Many bank credit cards offer basic rewards points for travel or some limited merchandise. My Telco Rewards Program offers much more versatile options. Redeem your points for a selection of over 150 national brand gift cards or choose from over 3,000 merchandise items, gas stations,  major restaurants, airfare, rental cars, hotels, and cash back. Every time you use your Telco Credit Mastercard or Telco Debit Mastercard*, you'll earn points that can be redeemed online or by phone.

Basic accrual rules

Point Earnings:

 You earn 1 point for every $1.00 spent with your Telco Credit Mastercard purchases.

 You earn 1 point for every $2.00 spent with your (Non PIN) Telco Debit Mastercard purchases.*

Point Expiration:

 As long as you continue to use your card, your points will never expire!**

*Only qualifying transactions – no ATM withdrawals or PIN purchases.

**Members need to use their card every 12 months in order to extend the expiration date.

Maximum Points Allowed:

 There are no maximum point accumulations on your program.

Log onto My Telco Rewards

For lost or stolen cards call 800-472-3272.

For questions concerning your account, such as account balance, credit line, billing inquiries (including transaction exchange rates), merchant disputes, or information about additional services, contact Telco Community Credit Union directly 828-252-6458 during normal business hours.

Questions regarding Reward Points call 866-234-8551.